Potter's Magic Can't Secure Low-cost Car insurance

No matter how magical Harry Potter's alter ego Daniel Radcliffe might be driving, he will still need to spend much more for his auto insurance in comparison with known Babyshambles front-man Pete Doherty.

In accordance with new research, in the instance that 18-year-old Radcliffe registered his Fiat Punto at his Fulham address he'd encounter common annual rates near to £3,700 – the highest being £4,296.39 through its4me auto insurance – even with developing a clean driving record.

By contrast, Pete Doherty might insure his automobile, a fancy Jaguar X-Type, at his Wiltshire address foran average yearly premium of just over £1,000 – and perhaps as low cost as £844.70 by means of Elephant automobile insurance.

This huge difference – as much as 508 percent in numerous situations – is made even more perplexing by the belief that Doherty has a string of driving criminal acts including driving without an MOT, neglecting to comply with driving license problems and auto thieves.

So precisely why can Pete Doherty enjoy such fairly low-cost car insurance?

You will find two determining elements. Very first is that Radcliffe resides in London, which typically faces some of the highest car insurance premiums in the uk. You will find many factors the reason why the capital is hit with larger premiums such as enhanced restoration expenses and bigger crime charges.

The other factor is that Radcliffe is merely eighteen yrs . old – more than 10 years younger in comparison with 29-year-old Doherty. New drivers are punished by reputation – male drivers under twenty one are far more likely to be concerned in a motoring accident than all those aged close to thirty. Subsequently numerous insurers have ended offering quotations to young drivers altogether.